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Social Security Benefits

Social Security Benefits

Thursday, March 07, 2019

6:30p - 8:30p CST

Wheaton Public Library

Wheaton Public Library

225 North Cross Street
Wheaton, IL 60187
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Adult Financial Education Services


Paul Daly

Whether you´re single, married, divorced, or widowed, there may be ways to maximize the lifetime Social Security benefits you receive. It´s important to have a good understanding of these issues:

  • How married couples can coordinate benefits to help enhance spousal and survivor benefits
  • Claiming a spousal benefit while earning delayed retirement credits
  • How the “file and suspend,” “do over,” and “start, stop, restart” strategies work
  • How working could affect your benefits, and the taxability of Social Security benefits
  • How claiming worker benefits early could lower your spousal benefit at your full retirement age
  • The effect of remarriage on survivor benefits for widowed and divorced spouses
  • How to maximize Social Security benefits and how to minimize taxes on them
  • Strategies to consider before deciding to apply for benefits
  • What to do if you have other income from pensions or IRAs, too
  • When it makes sense to delay benefits – and when it does not

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